Award-winning finance author takes the prepaid plunge by ordering two Tracfone Motorola W370 1-year phone packages. He gets a few bonus minutes, too. Even including the early-termination fee from Verizon, the family still saves about $560 the first year and anticipates saving about $820 the next year. He also found out about an unadvertised 550 minute family share plan from Verizon when he called to terminate.